Enterprise FinTechWeb Admin Portal + Mobile App

CPU Retirement Office Loan Management System

Modernizing legacy paper records into a CPA-backed automated loan platform.

Role

Lead Full-Stack Engineer & Architect

Organization

Central Philippine University Retirement Office

Timeframe

2024 — Present

Status

Live Production

Next.js 16 (App Router)TypeScript (Strict)MongoDB & Prisma ORMCPA Financial LogicTailwind CSSREST APIs

Executive Summary & Strategic Overview

Institutional financial records modernization and loan processing ecosystem built for Central Philippine University Retirement Office. Replaced decades of legacy paper records with a CPA-validated automated calculation engine.

Verified Performance Metrics & Business Impact

100%

Paperless Records

Replaced decades of physical ledgers with automated digital workflows

0 Errors

Amortization Precision

CPA-validated compound interest formula engine eliminating accounting discrepancies

15+ Yrs

Historical Data Migrated

Clean schema transformation normalizing legacy spreadsheets into structured MongoDB collections

Dual-Platform

System Access

Web administrative management portal paired with member mobile client integration

The Engineering Challenge

The CPU Retirement Office managed multi-tier institutional loans across decades using physical ledgers and unstandardized Excel spreadsheets. Manual compound interest calculations caused accounting delays and reconciliation risks.

The Architectural Solution

Engineered a centralized, dual-platform software ecosystem powered by Next.js and Prisma ORM. Codified strict institutional accounting formulas into a deterministic calculation engine with automated validation.

Core Technical & Architectural Highlights

01

CPA-Backed Financial Formula Engine

Codified complex institutional loan amortization schedules and penalty deduction rules into validated pure TypeScript modules with automated test coverage.

02

Legacy Spreadsheet Normalization Pipeline

Sanitized and migrated 15+ years of unstandardized financial spreadsheets into structured MongoDB collections with Prisma guarantees.

03

Role-Based Access Control (RBAC)

Implemented granular permissions separating loan officers, system administrators, and member inquiry workflows.

Agentic AI Pair Programming & Antigravity Acceleration

Leveraged Antigravity agentic workflows to rapidly test complex edge cases in amortization math, scaffold Prisma data models from legacy CSV dumps, and verify financial formula precision.